• squiblet@kbin.social
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    1 year ago

    Yep Chase for instance: over 75k on deposit, no ATM withdrawal fees anywhere! You know, helping the people who need it the least.

    • spearz@lemmy.world
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      1 year ago

      Sorry for the ignorance, but you have to pay to withdraw money from your bank in the US?

      • squiblet@kbin.social
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        1 year ago

        From your bank in person, no. From your bank’s own ATM, no. From an ATM run by another bank out of network, yes, there are often fees and your bank will waive them under certain circumstances.

      • bdonvr@thelemmy.club
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        1 year ago

        Not necessarily. Usually your bank will have ATMs you can use fee-free. And often partner bank ATMs as well.

        Out of network ATMs can charge fees, which you will prompted to accept before withdrawing, but that’s not from your bank. That’s the company running the ATM. Generally $3-5

        I guess some shitty banks could charge fees on top of that…

        Mine charges no fees and actually reimburses ATM fees (a certain amount per month)

    • umami_wasabi@lemmy.mlOP
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      1 year ago

      And charge you a monthly service fee unless you have a job (regular transaction into the account per billing cycle), which isn’t a thing in other places.

      Ripping off poor and jobless people. Yes.

      • TurnItOff_OnAgain@lemmy.world
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        1 year ago

        Not sure if it’s still a thing, but PNC would charge you a few for their Personal Wallet if you don’t have direct deposit of a certain amount each month.

    • dependencyinjection@discuss.tchncs.de
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      1 year ago

      I mean I can’t believe I’m about to defend a bank, but it makes sense no?

      Banks want people to deposit money, rich people have more money. So it tracks that you would offer better incentives to get those people to be your customers.

        • dependencyinjection@discuss.tchncs.de
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          1 year ago

          Saying corporations are making dick moves under capitalism is like saying when rains things get wet.

          Like do we expect anything different at this point.

          The world is run by greedy self serving asshole, more news right after these dystopian ads.

          • ArbiterXero@lemmy.world
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            1 year ago

            Sooo, we’ll call me an optimist, I believe people can be, and for the most part ARE better than that.

            My concern is that the psychopaths always win. At the top of the companies and countries, we mostly have psychopath leaders. These are people that treat society as a game to be won. To the best of my ability and reasoning, I can’t find a way to avoid that. Socialism, communism, capitalism, etc….

            There’s no system they won’t exploit because they all have exploitable holes. Normal people won’t sacrifice what’s needed to be a CEO, because it’s not worth it to them. They value their own life and family more than the power and money. They want enough control to feel like they can run their own life and enough money to eat and sleep. That’s a reasonable life.

            But in order to get ahead, you have to want that money and control almost as much as breathing. The system BREEDS psychopaths. They ALL do, because as time goes on, the requirements to get elected or promoted get harder and slimmer and require greater sacrifice. So only the people who care about NOTHING but getting that power will make it through eventually.

            …… and I can’t solve that riddle.