I’ve been using Homebank for years now and I’m very happy with it. Download transaction data from your bank in QuickBooks format and import it into homebank. Then, you can create auto-categorizing rules for all those recurring purchases, and manually assign a category to the other transactions. I do this every month and it now takes 10-15min max to go through all my transactions and check/categorize everything, and see some nice customizable charts of where my money’s going.

Battery life and privacy

Your mileage may vary. 25 years of downloading shit without a VPN and I never had a problem.

I don’t trust reviews since it’s so easy to fake them. I just try restaurants myself or go with a friend’s recommendation.