It all boils down to what you want to use it with. 16GB is plenty for what you are describing right now, plus more in the future if you keep your installation tidy.
Would I limit myself with a max 16gb system? Probably not, unless I was certain my usage for that device is fixed or another external factor (e.g., I got a huge deal on that device)
Also keep in mind that N95/N100 are more power efficient than a Ryzen.
If you have the skills, jellyfin!