I still have a checkbook for the occasional handy man that doesn’t want cash or transfer. I’m pretty sure most apps take a cut from business accounts, and others will report to the IRS when you make a certain amount, so for some workers it makes sense to avoid the apps.
Zelle is somehow the one that is usually free and does not report, but my credit union has a daily limit for Zelle transfers, so if the bill is larger, I offer payment in check as an alternative to cash since it’s safer.
Everyone has a vested interest in 50% of the population feeling good about the other half. And certainly we should all feel safer about being with fellow humans than with a bear. The fact that some of us don’t feel that way means we should try to make them feel safer.
Thanks for the post. Does anyone have advice on how to become a moderator?