Employers demonstrated their infidelity to their staff by paying loyal workers, on average, 7% less than new hires — 20 years ago, salaries were largely the same between new and longtime employees.
Employers demonstrated their infidelity to their staff by paying loyal workers, on average, 7% less than new hires — 20 years ago, salaries were largely the same between new and longtime employees.
You can’t have a serious conversation when you lie or embellish numbers.
I’ll cherry pick two things.
Cell phones are less expensive monthly today than they were 15 years ago. You can get unlimited everything with some carriers for 30 a month. 15 years ago it was 59.99 for 1200 minutes, free nights and weekends, and 2000 texts. Internet was another 20 a month.
A car with 30k miles isn’t 550 a month right now. I have a 45k car and part just over 600 a month. I bohlught brand new, and spend way more than u needed cause I’m lucky.
You can buy a used car with 30k miles for under 20k if you want. Maybe not a BMW suv, but there’s not what we are talking about here.
Inflation is up. Wages are lagging. But let’s not lie about shit to make a point.
Facetious argument. Try asking what I included in my estimates.
Look up a basic midrange plan on a major carrier plus data, $45 with taxes & a cost average for $500 phone across 3 years ($13.88). Comes to around $60.
As for the car, without asking what type of vehicle I was pricing out and the loan terms you have no clue. Think midrange with 700 credit score (recent college grad without any credit history to speak of). I was at 11.5% interest, on my first vehicle and a 8.5K loan over 5 years = $186.75 payment. Average price of a midrange low mileage vehicle today of the same quality is around $27K (looking to buy one for my teenager). With an 8.5% interest rate 5 year loan that comes to… $553.95 per month…
Your 45K car for around 600 indicates your loan is around 41K and you decided to take a longer than 60 month terms. Likely an 84 month term ($613.80/month) at 6.75% interest for 790+ credit. Which was not even offered 20+ years ago because it’s a stupid thing to do. A 41K loan at 60 months would be $841.18 at 8.5% interest rate FYI.