There’s always gonna be these people knowingly breaking the law if they can easily afford the fines. Do you think she would keep driving without her seat belt and smoking wherever she pleases if she was fined say 10% of her yearly income every time she was caught?
It’s Finland you’re thinking of
(which as an aside is not a part of Scandinavia, but is a part of the Nordics)
Switzerland and Belgium too as far as I can see.